Commercial Loan Programs

Bank

Conventional bank and credit union loan programs are the most common type of commercial real estate loans and offer programs for almost any type of investment property, and can provide the most flexibility for an investor

CMBS

CMBS loans are available for many different types of investment properties, including residential, commercial, industrial, and others. They normally can range from $1 million to $1 billion.

Bridge

Bridge loans provide short-term financing that’s used to “bridge” a gap when acquiring or renovating properties. These loans are used by both property investors, and businesses in other industries that purchase land or buildings.

SBA 504

SBA 504 loans for commercial real estate offer business owners fixed-rate interest, long amortization and no balloon payments. Loans are up to $5 million and LTV’s can be up to 90%.

SBA 7a

SBA 7(a) commercial property loans offer business owners adjustable rate loans with up 25 year loan terms. Loans are up to $5 million and are typically full-recourse.

Why choose Prasad Manepalli

Professional &
Trustworthy

Professional and completely trustworthy, providing reliable services you can depend on with confidence

Excellent value and affordability

Offering the most competitive rates, connected with top lenders, and delivering best-in-class service.

Tailored solution with expert guidance

Get expert guidance and tailored solutions designed to meet your unique financial needs and goals.

Client First
Approach

We put our clients first by delivering personalized, impartial advice—built on active listening and clear, transparent communication.

Experienced

Experienced professionals with strong, established relationships with lenders and a proven history of successful approvals.

Fannie Mae

Fannie Mae loans provide commercial real estate investors with long-term, fixed-rate financing at competitive rates. They are tailored for multifamily rental housing, supporting acquisition, refinancing, or redevelopment.

Freddie Mac

Freddie Mac loans offer commercial real estate investors fixed or variable-rate financing options. They focus on multifamily properties, providing flexible terms for acquisition, refinancing, or rehabilitation, often with competitive interest rates.

FHA / HUD

FHA/HUD loans provide commercial real estate investors with long-term, fixed-rate financing for multifamily properties. They offer lower down payments and are government-backed.

Life Insurance

Life insurance loans can be used to finance diverse property types, but properties usually must be near-impeccable. The loans are generally only available for Grade A properties that have low LTV and high DSCR figures.