6 obstacles to homeownership—and how to overcome them
Homeownership remains a key part of the American…
THOUSANDS of Loan Products. HUNDREDS of Lenders. ONE Commercial Lending Platform.
Commercial real estate loans provide financing for investment properties. Loans are available for multifamily residential, commercial (e.g. office, retail), industrial (e.g. manufacturing, distribution), and other investment properties.
Purchase
Commercial mortgage purchase services typically involve financing for income-producing or business-use properties. Here are the key aspects:
Types of Commercial Properties Financed:
- Office buildings
- Retail centers and shopping malls
- Industrial warehouses and manufacturing facilities
- Multifamily apartment complexes (5+ units)
- Hotels and hospitality properties
- Mixed-use developments
- Self-storage facilities
- Medical buildings
Refinance
Commercial mortgage refinancing involves replacing an existing commercial property loan with a new one, typically to achieve better terms or access equity.
Types of Commercial Properties Financed:
- Lower interest rates
- Reduce monthly payments
- Switch from variable to fixed rates (or vice versa)
- Consolidate multiple properties under one loan
Cash-out refinance
Cash-out refinancing allows property owners to tap into their property’s equity by replacing the existing mortgage with a larger loan and receiving the difference in cash.
Types of Commercial Properties Financed:
- Property appraised at current market value
- New loan typically up to 75-80% of appraised value
- Pay off existing mortgage with new loan
- Receive difference as cash
Rehab / Renovations
Specialized financing for improving, renovating, or repositioning commercial properties to increase value, occupancy, or income.
Types of Commercial Properties Financed:
- Finance purchase + renovation costs in one loan
- Lender holds renovation funds in escrow
- Draws released as work is completed
- Typical for value-add acquisitions
Why choose Prasad Manepalli
Professional &
Trustworthy
Professional and completely trustworthy, providing reliable services you can depend on with confidence
Excellent value and affordability
Offering the most competitive rates, connected with top lenders, and delivering best-in-class service.
Tailored solution with expert guidance
Get expert guidance and tailored solutions designed to meet your unique financial needs and goals.
Client First
Approach
We put our clients first by delivering personalized, impartial advice—built on active listening and clear, transparent communication.
Experienced
Experienced professionals with strong, established relationships with lenders and a proven history of successful approvals.
Need a Quote?
Request a Loan simple and fast! Want to get answers quickly? Answer some simple questions and help us speed up the process.
Recently Funded Loans
At CommLoan, we guide clients through transactions of every size, asset type, and location. Leveraging our diverse experience and advanced technologies, we deliver deep expertise and actionable insights—ensuring the right deal gets closed with ease.
Portland, Oregon
Property: Multifamily Loan Purpose: Refinance Lender: Bank
$7,250,000
Cantonment, Florida
Property: Industrial Loan Purpose: Cash-Out Refinance Lender: Bank
$7,864,000
Marshall, Minnesota
Property: Multifamily Loan Purpose: Refinance Lender: Bank
$4,430,000
What Peoples Say
Blog & Articles
Commonly Asked Questions
A commercial mortgage is a real estate loan used to finance income-producing or investment properties. It applies to multifamily, commercial (office, retail), and industrial (manufacturing, distribution) properties.
Lenders evaluate both the property and the borrower on a case-by-case basis to determine eligibility for commercial financing.
While the process—application, underwriting, and approval—is similar to any other loan, the key difference lies in the type of documentation required and the unique features of commercial loan terms.
Commercial and residential mortgages share the same foundation but differ in scale, structure, and borrower type.
Commercial real estate loans may offer different interest rate structures:
- Fixed Interest Rates: Stay the same throughout the term, offering payment stability.
- Floating (Variable) Rates: Adjust periodically (often tied to an index like SOFR), fluctuating with market conditions.
Hybrid (Floating-to-Fixed) Rates: Begin with a variable rate and later convert to a fixed rate after a set period.
When applying for a commercial real estate loan, you’ll need detailed documentation for both the property and your business.
Property-related information:
- Appraised value, rent roll, and operating statements
- Construction costs (if applicable)
- Tenant information (for multifamily or leased properties)
- Key metrics like LTV, DSCR, and Cap Rate
Business-related information:
- Ownership structure and management details
- Current investment portfolio and financial statements
- Revenue, expenses, and cash flow
Credit history and tax returns
“Prasad are really knowledgeable. Made for a great experience while buying our new house. Have referred them to friends and family”.